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Review the following guidance to ensure your homeowners insurance policy meets your unique needs and can offer the best possible protection when disaster strikes.

When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help you protect yourself and your home.

Insurance is one of the most important tools available to help farmers control their unique risks. That’s why most have some form of farm liability insurance. Put simply, farm liability insurance protects farmers and their assets from lawsuits and losses caused by bodily injury and property damage.

Sunburn occurs after excessive exposure to UV rays.

As summer temperatures rise, your body’s water and electrolyte balances can get thrown off by dehydration while you work. This condition occurs when the body uses or loses more fluids than it takes in.

You know that the workplace in the agricultural industry is full of hazards. At , we have stressed the importance of doing your job the safe way, and we’ve given you a wealth of knowledge about the risks of the job and ways to stay safe.

When a workplace incident occurs, it’s crucial for your organization to respond appropriately by conducting a thorough incident investigation. Whether the incident caused property damage, led to occupational illnesses or injuries, or was simply a close call, such an investigation is a valuable practice for several reasons.

If you plan to add a pool to your home, you need to ensure you have the proper insurance. Contact American Trust Insurance for more information on pool-related coverage